Has your home’s value changed in the last 12 months?

By now you would have heard that Australia’s housing market finished the year on a strong footing, with CoreLogic’s national home value index rising 1.0% in December, despite predictions that property values would drop.

For buyers the good news is that national home values finished up the year 3.0% higher with regional housing values rising by 6.9%, likely impacted by the move to working from home.

As more Australians are set to continue working from home, property value fluctuations may continue. While house prices in capital cities are unlikely to drop, certain areas of these cities may see growth.

With record low mortgage rates still being offered by some lenders, potential buyers could have a once-in-a-lifetime opportunity to consider buying their first or second property before prices rise.

Are you curious whether the value estimate of your property changed in 2020? Speak to one of our Home Loan Consultants to receive your free property report and discuss how you can make the most of lower interest rates.

Does your interest rate start with a 3 or 4?

Feeling left behind because you secured your home loan before interest rates began to drop? Refinancing could be an option to help you secure a more competitive deal that’s right for your situation.

It could help you:

  1. Possibly lower your home loan interest rate.
  2. Potentially save more money with lower monthly repayments overtime. 
  3. Access more home loan features e.g. Redraw facility, Offset account.
  4. Repay your loan quicker through a renegotiated term, increased monthly savings and extra features.

How can we help you?

As home loan interest rates continue to stay low, you may be wondering how you can take advantage of the lender interest rate war. We’re here to help make the process simple and easy for you. Our Home Loan Consultants will:

  1. Compare and present what options are available to you.
  2. Negotiate a lower interest rate with the right lender on your behalf.
  3. Guide you with all the necessary paperwork.

Are you looking to purchase a property or refinance?

*Terms and conditions, fees and charges, and normal lending criteria apply. Read More

^Comparison rate based on a loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example or examples given and may not include all fees and charges. Different terms, fees and other loan amounts may result in a different comparison rate.

** Terms and conditions apply, cashback offers are provided directly by some lenders and may only be available for particular loan products. Cashback offers are not always available with advertised loan products. Ask us to learn more.